The building is 52 stories tall (plus one underground floor), making it the 28th-tallest in New York. The Arakanese chronicle that a king named Tsu-la-taing Tsandaya (Sula Taing Chandra), after conquering Bengal, set up a stone pillar as a trophy/memorial at the place since Please note that the deadline for the submission of comments is 30 September 2019. WebThe British Land Company plc is one of the largest property development and investment companies in the United Kingdom.The firm became a real estate investment trust when REITs were introduced in the UK in January 2007. They introduce requirements for borrowers' creditworthiness assessment and bring together the EBA's prudential and consumer protection objectives. The quality of his exceedingly loyal client bank is testament to John's high standards and attention to detail. Fair Wage is a widely recognized sustainability standard. Because we respect your right to privacy, below you will find descriptions on the types of cookies used on this site and options to opt out where preferred. Keeping with the green design of the building, the NYAS uses recycled materials in many of the office furnishings, has zoned heating and cooling, and motion-detecting lights, which activate automatically when people are present, and adjust according to incoming sunlight. [80], By March 2007, 60percent of the building had been leased. He is able to assist businesses with the implementation and ongoing management of their Employee Benefits arrangements, including the running of pension clinics for the employees. Author. Just a quick note to say thank you very much for the Pensions Clinic you held for us here. Patrick joined Becketts in July 2022 after working for a boutique IFA in Essex for three years. Standard Chartered sheds light on why sustainability should be at the top of mind for treasurers when it comes to surplus cash. Web5 May 2021. Morgan Stanley Sophie has worked in Financial Services since 2018. Before Standard Chartered, Anna was a Partner in McKinsey & Companys Banking Practice, based in London. [95][96] At the time, the building was valued at $940 million, in large part because it was fully occupied. Read a collection of insight pieces published over recent years, For an archive of video recordings of our CEO and CFO discussing our half and full year financial results. [15] The spray-on fireproofing for structural steel elements was gypsum-based Monokote, which had a two-hour fire rating for steel beams, girders and trusses, and a three-hour rating for columns. Always good service, good advice and really nice/friendly people. The lobby of 7World Trade Center held three murals by artist Al Held: The Third Circle, Pan North XII, and Vorces VII. Previously to joining Becketts, Brad graduated from the University of Suffolk where he spent three years studying Applied Sport. For the first time, a large scale survey took place in 2020-2021, just before the global pandemic, with physical visits of 45 suppliers and interviews of more than 1100 employees in all regions of Italy, from the north, center and south of the country. [ ], Counter Argument: EPFO applies only to establishments that have 20 or more workers. Standard Chartered recently launched its Sustainable Account; a new investment product, that has the characteristics of a Demand Deposit Account. Our modern ground-floor offices are wheelchair-friendly and provide disabled parking outside the door. Few firms can offer the breadth and depth of advice like Becketts. Fair Wage encompasses typical sustainability dimensions like Living Wage and Equal Pay but is far more comprehensive and most importantly systematically correlates those indicators with performance and profitability indicators. He supports the private client team and is keen to embark on a career in financial services. Our holistic service means you can benefit from the highest standards of advice whether you are a private individual seeking investment options or an HR Manager looking to provide healthcare cover to your people. We have a unique legitimacy based on cooperation with all stakeholders and their contribution to international debates on wages. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. Her role at Becketts is to support the Private Client Consultants with providing the best services to clients. The bank was registered in Luxembourg with head offices in Karachi and London.A decade after opening, BCCI had over 400 branches in 78 countries and assets in excess of US$20 billion, making it the seventh Similarly, for notable international organization you "Sinc This amended scope of action is the result of the EU Commission's review of the three European Supervisory Authorities, which is estimated to come into effect in January 2020 and will see the Consumer Credit Directive (CCD) to be added to the EBA's scope. Avenue des Nations #100 The Equal Employment Opportunity Commission estimated over 10,000 of its cases were affected. John is a Chartered Financial Planner and Fellow of the Personal Finance Society, the highest accreditations awarded by our professional body, the Chartered Insurance Institute. The building was the first commercial office building in New York City to receive the U.S. Green Building Council's Leadership in Energy and Environmental Design (LEED) certification, where it won a gold rating. Sam is our Portfolio Manager, actively running Beckett Asset Management. Alexei holds MSc in Theoretical Physics from Taras Shevchenko National University of Kiev and PhD in Mathematical Physics from the Institute for Mathematics, National Academy of Sciences The EBA has developed these Guidelines building on the existing national experiences, addressing shortcomings in the institutions credit granting policies and practices highlighted by the recent financial crisis. The Guidelines specify the internal governance arrangements for granting and monitoring of credit facilities throughout their lifecycle. "[27], At the time of the September 11, 2001, attacks, Salomon Smith Barney was by far the largest tenant in 7World Trade Center, occupying 1,202,900sqft (111,750m2) (64percent of the building) which included floors 2845. The park comprises an open central plaza with a fountain and flanking groves of sweetgum trees and boxwood shrubs. [16]:xxxviii The structural design of 7World Trade Center therefore included a system of gravity column transfer trusses and girders, located between floors5 and 7, to transfer loads to the smaller foundation. Unnecessarily people were doing so much haay-haay over RBIs Currency swap but look how basic things UPSC has asked about currency exchange in Prelims-2019, 2020 and 2021. Philip's career in marketing began in 1990 at a marketing agency and he has worked in a variety of different roles covering all marketing disciplines. SEGRO is an integral part of the communities in which it operates, and we are committed to contributing to their long-term vitality through a mixture of training, environmental projects and community partnerships. Nicola completed nine and half years as a Main Board Director with Becketts before changing focus to concentrate on her passion for client/consultancy work and proposition development. Cookies enhance site navigation, analyze site usage, and assist in our marketing efforts.To understand more about how we use cookies or to change your cookie preferences, visit our privacy and cookies page or click on Show settings. He found that he enjoyed working with all types of clients and expanded his knowledge whilst also achieving the CII Diploma in Insurance, and the Diploma in Financial Planning. Prior to joining the trust industry, Yang-Ping was in the corporate secretarial industry for eight years, and served as Corporate Secretary of a NASDAQ listed company. It became a princely state under the British Raj during its tenure, and Login to Read More Join Now. WebThe original 7 World Trade Center was a 47-story building, designed by Emery Roth & Sons, with a red granite facade. I find Simon Bonnett very helpful and understanding - taking his time to explain things that I am not sure about. It provides large corporates with the opportunity to contribute to sustainable development through the investment of surplus cash, whilst maintaining daily access to their finances. Matt is currently studying for the Diploma in Regulated Financial Planning. The ground-breaking ceremony was hosted on [78], After the building opened, several unleased upper floors were used for events such as charity lunches, fashion shows, and black-tie galas. With the buckling of these critical columns, the collapse then progressed east-to-west across the core, ultimately overloading the perimeter support, which buckled between Floors 7 and 17, causing the remaining portion of the building above to fall down as a single unit. In 2021/22, the PRA underspent by 3.5 million, principally due to lower than assumed expensed project costs, reduced travel, and operating under headcount during the year. Firms must have a proven record in providing the highest level of service to their clients, demonstrating a culture of integrity, as well as the attainment of and commitment to the Chartered Insurance Institute's professional qualifications. Before joining McKinsey, she was the CEO of a financial information company. Kieron joined Becketts in September 2022 after originally working in the FX industry. Easy questions while medium difficulty questions , Multi-statement questions are , One liner MCQs . [71] Construction was completed in 2006 at a cost of $700million. Telephone number: 0203222111, 0719012111 Matthew has worked with personal clients, managing their financial affairs, and also has experience dealing with vulnerable clients, specifically clients who have suffered serious injuries or from medical negligence. [NDS-OM ], The Central Depository Services Ltd. is jointly promoted by the Reserve Bank of India and the Bombay Stock Exchange. Standard Chartered on how sustainability is becoming a core pillar for treasurers . Label licensing requires a renewal of the certification every two years, through successive Fair Wage assessments. These questions could be, EITHER solved from NCERT, Economic Survey, Newspapers. Several emergency generators installed in the building were used by the New York City Office of Emergency Management, Salomon Smith Barney, and other tenants. 3Q 2022 Pillar 3 Disclosures Oct 26 2022; 414.00 Dec 16 2021 641.00 Jun 29 2022. February 2, 2017 and then, he held the post of Managing Director of Manappuram Home Finance Ltd from June 2017 to May 2021. It contains all thresholds on the living wage and prevailing wages calculated by statistical offices, research institutes and non-governmental organizations around the world. The draft Guidelines represent the first instance in which the EBA is proposing requirements that apply to providers of consumer credit under the Consumer Credit Directive (CCD) and to non-bank mortgage credit providers under the Mortgage Credit Directive (MCD). At Becketts, she provides business support to the Compliance Director. #1000xukbcorps Beth is currently studying the Level 4 Diploma in financial planning with the CII. By April 1988, he had lowered the rent and made other concessions. This then impact workers motivation, productivity and also the quality of goods and services provided. From savings deposits, credit cards, loans, investments & more. Example of investors commitment toward Fair Wage / Living Wage, Fair Wage, a priority for your Sustainability strategy. She has completed a Level 4 Diploma in Insurance and she is keen to further develop her education in financial planning. [23] WebThe etymology of Chittagong is uncertain. [2][3][4] It is built on a smaller footprint than the original, and is bounded by Greenwich, Vesey, Washington, and Barclay Streets on the east, south, west, and north, respectively. [19][20]:2 The roof of the building included a small west penthouse and a larger east mechanical penthouse. Which chapters of IYB are important is given in. The ground-breaking ceremony was hosted on The information does not usually directly identify you, but it can give you a more personalized web experience. WebStandard Chartered case study; Astra Zeneca case study; Adidas case study scale survey with the National Chamber of Italian Fashion. INTERNATIONAL RECOGNITION: IDH recognizES Fair WaGE NETWORK LIVING WAGES, the Fair Wage label can be incorporated in all the goods directly produced by the company, The company is also allowed to use the Fair Wage label for marketing purposes, the obtaining of the label is publicized in the Fair Wage Network and all relevant communication channels. Silverstein Properties allowed space in the new building to be used for these events as a means to draw people to see the building. The debris ignited fires on multiple lower floors of the building, which continued to burn uncontrolled throughout the afternoon. His previous job was at West Suffolk Hospital aiding the Outpatients department. Standard Chartered on how sustainability is becoming a core pillar for treasurers . From simple assessments and remediation plans that can then also lead them to full certification, Fair Wage has developed systematic tools and methods adapted to all scales of implementation. WebRead latest breaking news, updates, and headlines. The GRESB Real Estate Assessment is the global standard for ESG benchmarking and reporting for listed property companies, private property funds, developers and investors that invest directly in real estate. Final and translated into the EU official languages. [6]:5 Existing caissons installed in 1967 were used, along with new ones, to accommodate the building. The EBA developed the Guidelines on loan origination and monitoring in accordance with the Article 16 of Regulation (EU) No 1093/2010 in response to the European Council Action Plan on tackling the high level of non-performing loans. Liz began working at Becketts in 1997, primarily in a sales support role along with five years spent organising and managing events. The elevator system is integrated with the lobby turnstile and card reader system that identifies the floor on which a person works as he or she enters and can automatically call the elevator for that floor. Volta SpAs Green loan. The GRESB Real Estate Assessment is the global standard for ESG benchmarking and reporting for listed property companies, private property funds, developers and investors that invest directly in real estate. [10] The ground-breaking ceremony was hosted on October 2, 1984. Frankie started his working career at Norwich City Football Club as Saturday boy and worked his way up to store supervisor. We run a scheme for graduates looking for a career in property, who want to become accredited by the Royal Institution of Chartered Surveyors (RICS) and work towards becoming a qualified surveyor. Jess joined Becketts in July 2018, shortly after completing her A Levels in English Language, Geography and Sociology. [75], The building was officially opened at noon on May 23, 2006, with a free concert featuring Suzanne Vega, Citizen Cope, Bill Ware Vibes, Brazilian Girls, Ollabelle, Pharaoh's Daughter, Ronan Tynan (of the Irish Tenors), and special guest Lou Reed. A strong wage policy is a decisive indicator of a sustainable enterprise and a valuable characteristic for any corporation. Since 2015, FWN have provided us with access to their global Living Wage database. She started in Discretionary Fund Management and moved over to Consultant Support in 2010. Sam is our Portfolio Manager, actively running Beckett Asset Management's six portfolios. Jon is currently studying for the Chartered Insurance Institutes Diploma in Regulated Financial Planning. [5]:1 Two pedestrian bridges connected the main World Trade Center complex, across Vesey Street, to the third floor of 7World Trade Center. [ ], They can issue equity shares and preference shares. The bank was registered in Luxembourg with head offices in Karachi and London.A decade after opening, BCCI had over 400 branches in 78 countries and assets in excess of US$20 billion, making it the seventh Read the latest news and comments from Becketts, Our videos are designed to explain financial topics in an easy-to-understand way, Find out about career opportunities and why Becketts is an Employer Of Choice, Log in to Aegon and Standard Life platforms here, Important documents and downloads are kept here, Find out about our roles and responsibilities within our community. He currently is studying for his Level 4 Diploma in financial planning with the CII. WebYes. "Sinc WebMorgan Stanley is an American multinational investment management and financial services company headquartered at 1585 Broadway in Midtown Manhattan, New York City.With offices in more than 41 countries and more than 75,000 employees, the firm's clients include corporations, governments, institutions, and individuals. Middle East Legal Chronicle. This underpins everything we do. [53] The building has 42floors of leasable space, starting at the 11th floor, and a total of 1.7millionsqft (160,000m2) of office space. This system is designed to reduce elevator waiting and travel times. He aims to have a thorough understanding of his clients circumstances in order to help them achieve their longer-term goals. And usually there is no permanent trend of asking only single type of random thing. Surplus cash can be used in tackling some of the worlds most significant long-term threats, including climate change, quality education, clean energy, and financial exclusion. Paul then progressed into private banking and wealth management working for HSBC, Royal Bank of Canada and Schroders. FEMA made preliminary findings that the collapse was not primarily caused by actual impact damage from the collapse of 1WTC and 2WTC but by fires on multiple stories ignited by debris from the other two towers that continued burning unabated due to lack of water for sprinklers or manual firefighting. [72] Costs to rebuild were covered by $475million in Liberty Bonds, which provide tax-exempt financing to help stimulate rebuilding in Lower Manhattan and insurance money that remained after other expenses. The Fair Wage Network offers the most reliable database on the living wage, covering an impressive number of countries, and allowed us to complete The Circles Living Wage report that we also presented to the EU Commission, Co-founder and Creative Director of Eco-Age, Founder of the Green Carpet Challenge (GCC), Founding member of Annie Lennoxs The Circle. OR a few questions which were asked from random sources such Ownership of CDSL etc. Brands are requested not only to make a public commitment to pay a living wage but also to implement policies to make such living wage payment happening among direct employees but also franchisees and suppliers. December 5, 2022. She became responsible for HR in 2015 and became Becketts HR Manager in 2020. Beth has been working within financial services since 2017 and joined Becketts in October 2020 having previously worked at Curtis Banks. Chartered status is awarded by the industry's professional body, the Chartered Insurance Institute, and Beckett Financial Services has been granted Chartered status every year since 2011. [5]:23[40] Differing times are given as to what time the building completely collapsed:[40] at 5:21:10pm EDT according to FEMA,[5]:23 and at 5:20:52pm EDT according to NIST. . [15], A shipping and receiving ramp, which served the entire World Trade Center complex, occupied the eastern quarter of the 7World Trade Center footprint. Pillar 3 Disclosure Rothschild Trust, and Standard Chartered. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance. Unnecessarily people were doing so much haay-haay over RBIs Currency swap but look how basic things UPSC has asked about currency exchange in Prelims-2019, 2020 and 2021. Prior to joining ADIA in July 2021, he held quantitative research and data analytics positions at Standard Chartered, Barclays Capital and Dresdner Bank. Tina has 22 years of experience in the insurance industry: sixteen years working as a Claims Handler and six years as a Commercial Trading Underwriter. Nine diesel generators were installed on the 5th floor as part of a backup power station. Unlike Polity, History or Environment, there is no single book covering economy in sufficient exam oriented manner. As a result of the certification process the label constitutes a guarantee that your company is developing sustainable wage practices and that your employees benefit from a set of exemplary wage setting procedures. WebTripura (/ t r p r ,-r /) is a state in Northeast India 2 Bangladesh to the north, south, and west, and the Indian states of Assam and Mizoram. ( ), The Governor of the RBI draws his power from the RBI Act. Kirsty has worked in Financial Services since 2008. [15] However, the final design for 7World Trade Center was for a much larger building than originally planned when the substation was built. The Fair Wage methodology helps you identify precisely the strong and weak points of your wage policy, the prime tool for the management of your human resources. Cutoff is never 200 / 200. [65], 7 World Trade Center is equipped with Otis destination elevators. Mr. Kalmanje Gururaj Acharya is a practising Chartered Accountant from Bengaluru having around 30 years of experience. [60] At night, a large cube of light above the lobby also emanates blue light, while during the day it provides white light to the lobby, and at dusk, it transitions to violet and back to blue. Markit short selling activity. WebAn electrician is a tradesperson specializing in electrical wiring of buildings, transmission lines, stationary machines, and related equipment. WebResearch provides an essential pillar to the teaching of the programme, with a research-led approach being adopted within various modules with directed reading towards various research outputs. From savings deposits, credit cards, loans, investments & more. WebThe Guidelines specify the internal governance arrangements for granting and monitoring of credit facilities throughout their lifecycle. Privacy Notice | Complaints. [6]:6373, The new 7World Trade Center has 52stories and is 741ft (226m) tall. Handouts are in English, but also contain, Uniqueness about this Unacademy Plus model is that, First, study topic wise answer key for economy of previous years, available for free at, Preface of last 2 years Yojana Kurukshetra Magazines. The draft Guidelines are envisaged to replace the existing EBA Guidelines on creditworthiness assessments under the MCD (EBA/GL/2015/11), which the EBA issued in June 2015, and which will be repealed with the effect from the date of application on the Guidelines on loan origination and monitoring. He is still employed by NCFC currently as a Matchday Supervisor. Standard Banks Chief Executive Phillip Madinga. The fires burned out of control during the afternoon, causing floor beams near column 79 to expand and push a key girder off its seat, triggering the floors to fail around column 79 on Floors 8 to 14. [99], Wedding planning company Zola[100] and the building's own architecture firm Skidmore, Owings & Merrill both leased space at 7WTC in early 2019. They introduce requirements for borrowers creditworthiness assessment and bring together the EBAs prudential and consumer protection objectives. If you reach 70% of the maximum score you will be certified as a Fair Wage employer. #bcorp These cookies do not store any personally identifiable information. Human talents are the strongest assets of any corporation, Fair Wage gives you the tools to benefit fully from their potential. Although this decision was criticized in light of the events of 9/11, the fuel in the building is today not believed to have contributed to the collapse of the building. If the workers confirm that they are all paid at least the living wage, the company receives the living wage certification. The structure also developed cracks in the facade just before the entire building started to fall. WebChennai (/ t n a / (), Tamil: [tena]), formerly known as Madras (the official name until 1996), is the capital city of the Indian state of Tamil Nadu.The state's largest city in area and population as well, Chennai is located on the Coromandel Coast of the Bay of Bengal, and is the most prominent cultural, economic and educational centre of South India. WebStandard Chartered on Nasdaq; Share Currency Last; Standard Chartered (LSE) GBX: 599.0000: Standard Chartered (HKSE) HKD: Full Year - Data Pack (25 February 2021, Excel) Full Year - Pillar 3 Disclosure (25 February 2021, PDF) Full Year - Disclosure for Global Systemically Important Institutions (G-SIIs) (30 April 2021, PDF) 3Q [6], The construction phase of the new 7 World Trade Center began on May 7, 2002, with the installation of a fence around the construction site. Paul has 30 years experience in financial services having begun his career in 1988 with Barclays Bank. Candidate companies are provided all the necessary tools and framework to identify the strengths and weaknesses of their wage-fixing system and therefore, to correct their shortcomings in this complex field more easily. She is keen to work towards her financial diploma, having already started her studies, and is excited to further her career with Becketts. In particular, the Guidelines clarify the credit decision-making processincluding the use of automated models, building on the requirements of the EBA Guidelines on internal governance.The Guidelines set requirements for assessing the borrowers creditworthiness together with the handling of information and data for the purposes of such assessments. For the treasury industry, this means providing their businesses with new ways to invest and manage their funds. Microsoft pleaded for its deal on the day of the Phase 2 decision last month, but now the gloves are well and truly off. [43] In June 2007, Shyam Sunder explained, We are proceeding as quickly as possible while rigorously testing and evaluating a wide range of scenarios to reach the most definitive conclusion possible. Recognized at International level and used by most brands and suppliers, this database is adjusted on a regular basis and provides living wage thresholds in almost all countries in the world (nearly 200) and in more than 2,000 individual regions/provinces/states/ cities within those countries. P.O Box 30080-00100,Nairobi, Kenya. The guidelines aim to ensure that institutions have robust and It is very reassuring to know that we can leave our investments and pensions in the capable hands of your company. Our clients enjoy the advice of some of the most highly qualified and experienced Consultants in the industry. Before joining McKinsey, she was the CEO of a financial information company. [5]:11, Mechanical equipment was installed on floors four through seven, including 12transformers on the 5th floor. [56] The entire wall, which is 65ft (20m) wide and 14ft (4.3m) tall, changes color according to the time of day. With a 28 year career in Financial Services Dan has gained a wealth of experience in all aspects of building, managing and developing businesses and gets immense satisfaction from helping businesses and the people within them thrive and succeed. She is currently studying the Chartered Insurance Institute's Diploma in Regulated Financial Planning. Later, he was re-designated as a Non- Executive Director of the said Company with effect Joanne works within the Operations team. Brands4kids, a portfolio company of Dutch private equity firm Standard Investment, announced the acquisition of HUTTEliHUT. Beckett Financial Services Limited (BFS) and Beckett Asset Management Limited (BAM) are authorised and regulated by the Financial Conduct Authority and are members of the Beckett Investment Management Group Limited (BIMG). The area of modern Tripura ruled for several centuries by the Manikya Dynasty was part of the Tripuri Kingdom (also known as Hill Tippera). WebThe Bank of Credit and Commerce International (BCCI) was an international bank founded in 1972 by Agha Hasan Abedi, a Pakistani financier. My experience of Becketts has been of the highest standard. WebAn electrician is a tradesperson specializing in electrical wiring of buildings, transmission lines, stationary machines, and related equipment. LILONGWE-(MaraviPost)-Standard Bank Plcs zeal and determination in driving the countrys growth coupled with excellent delivery of financial services has earned it recognition by The Banker Magazine as Bank of the Year 2022 Malawi.The Banker is one of the worlds trusted publications by Andy began his career in Employee Benefits as a pensions administrator for an insurance company. Large scale survey with the National Chamber of Italian Fashion, Fair Wages/Living wage relevant for investors, New research identifying the direct relationship of purchasing practices on wages. Ian is a Chartered Accountant who was originally Group Finance Director of the Beckett Group until 1999. Lucy joined Becketts in 2018 as Business Development Support with the Healthcare & Employee Benefit Team. Electricians may be employed in the installation of new electrical components or the maintenance and repair of existing electrical infrastructure. Guidelines On Loan Origination And Monitoring, European Forum for Innovation Facilitators, Discussion Paper on management and supervision of ESG risks for credit institutions and investment firms, EBA regulation and institutional framework, Conflicts of interest of members of the governing bodies and other committees, Occupational activities after leaving the EBA, Current procurement procedures with a value of 140,000 or more, Current procurement procedures between 15,000 and 140,000, Archived Information on ex-post publicity, EBA at a glance: key achievements in 2020 and future priorities, Implementing FSB Key Attributes on resolution matters, Guidelines on Accounting for Expected Credit, Guidelines on communication between competent authorities and auditors, Regulatory Technical Standards on methods of prudential consolidation, Anti-Money Laundering and Countering the Financing of Terrorism, Call for input on de-risking and its impact on access to financial services, Guidelines on ML/TF risk factors (revised), Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units, Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services, Guidelines on risk factors and simplified and enhanced customer due diligence, Guidelines on risk-based supervision (revised), Guidelines on the role of AML/CFT compliance officers, Guidelines on the use of remote customer onboarding solutions, JC Guidelines on cooperation and information exchange for AML/CFT supervision purposes, Joint Guidelines to prevent transfers of funds can be abused for ML and TF, Regulatory Technical Standards on CCP to strengthen fight against financial crime, Regulatory Technical Standards on a central database on AML/CFT in the EU, Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries, Guidelines for cooperation between consolidating supervisors and host supervisors, Guidelines for the joint assessment and joint decision regarding the capital adequacy of cross-border groups, Guidelines for the operational functioning of colleges, Implementing Technical Standards on joint decisions on institution-specific prudential requirements, Implementing technical standards on joint decisions on prudential requirements, Recommendation amending EBA/Rec/2015/01 on the equivalence of confidentiality regimes, Regulatory and implementing technical standards on the functioning of colleges of supervisors, Regulatory technical standards on colleges of supervisors for investment firms groups, Consumer protection and financial innovation, Decision on specifying the benchmark rate under the Mortgage Credit Directive, Discussion Paper on automation in financial advice, Discussion Paper on innovative uses of consumer data by financial institutions, Discussion paper on draft requirements on passport notifications for credit intermediaries, Extension of the application of the Joint Committee Guidelines on complaints-handling to the new institutions under PSD2 and MCD, Guidelines for complaints-handling for the securities (ESMA) and banking (EBA) sectors, Guidelines on creditworthiness assessment, Guidelines on product oversight and governance arrangements for retail banking products, Guidelines on remuneration policies for sales staff, Guidelines on standardised fee terminology for payment accounts in the EU, Guidelines on the security of internet payments, Regulatory Technical Standards on Individual Portfolio Management of loans offered by crowdfunding service providers, Regulatory Technical Standards on Professional Indemnity Insurance (PII) for mortgage credit intermediaries, Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for Crowdfunding Service Providers, Regulatory Technical Standards on the content and presentation of the KIDs for PRIIPs, Technical Advice on possible delegated acts on criteria and factors for intervention powers concerning structured deposits, Technical Standards on standardised terminology and disclosure documents under the PAD, Discussion Paper and Call for Evidence on SMEs and the SME Supporting Factor, Discussion Paper on the future of the IRB Approach, Discussion paper on the role of environmental risks in the prudential framework, Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis, Guidelines on loan origination and monitoring, Guidelines on management of non-performing and forborne exposures, Guidelines on specification of types of exposures to be associated with high risk, Guidelines on the application of the definition of default, Guidelines on the implementation, validation and assessment of Advanced Measurement (AMA) and Internal Ratings Based (IRB) Approaches, Implementing Technical Standards on NPL transaction data templates, Mechanistic references to credit ratings in the ESAs guidelines and recommendations, Regulatory Technical Standards concerning the assessment of appropriateness of risk weights and minimum LGD values, Regulatory Technical Standards in relation to credit valuation adjustment risk, Regulatory Technical Standards on assessment methodology for IRB approach, Regulatory Technical Standards on conditions for capital requirements for mortgage exposures, Regulatory Technical Standards on materiality threshold of credit obligation past due, Regulatory Technical Standards on the calculation of credit risk adjustments, Regulatory Technical Standards on the calculation of risk-weighted exposure amounts of collective investment undertakings (CIUs), Regulatory Technical Standards on the method for the identification of the geographical location of the relevant credit exposures under Article 140(7) of the Capital Requirements Directive (CRD), Regulatory Technical Standards on the treatment of equity exposures under the IRB Approach, Regulatory technical standards on disclosure of information related to the countercyclical capital buffer, Regulatory technical standards on specialised lending exposures, Regulatory technical standards on the permanent and temporary use of IRB approach, External Credit Assessment Institutions (ECAI), Decision on the Use of Unsolicited Credit Assessments, Guidelines on the recognition of External Credit Assessment Institutions (repealed), Implementing Technical Standards on the mapping of ECAIs Credit Assessments for securitisation positions, Implementing Technical Standards on the mapping of ECAIs credit assessments under the SA, Consultation on the Joint Committee response to the Call for Advice on the Fundamental Review of the Financial Conglomerates Directive (FICOD) received from the European Commission in April 2011, Guidelines on the convergence of supervisory practices relating to the consistency of supervisory coordination arrangements for financial conglomerates, Implementing Technical Standards on the reporting of intra-group transactions and risk concentration for financial conglomerates, Regulatory Technical Standards on risk concentration and intra-group transactions within financial conglomerates, Regulatory Technical Standards on the uniform conditions of application of the calculation methods for determining the amount of capital required at the level of the financial conglomerate, Guidelines on ICT and security risk management, Guidelines on Internal Governance (repealed), Guidelines on internal governance (revised), Guidelines on internal governance (second revision), Guidelines on internal governance for investment firms, Guidelines on the assessment of the suitability of members of the management body and key function holders (repealed), Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body (revised), Joint ESMA and EBA Guidelines on the assessment of the suitability of members of the management body, Recommendations on outsourcing to cloud service providers (repealed), Guidelines on liquidity requirements exemption for investment firms, Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 57(4) of IFD, New prudential regime for investment firms, Regulatory Technical Standards on prudential requirements for investment firms, Regulatory Technical Standards on the specific liquidity measurement for investment firms, Guidelines on common reporting of large exposures, Guidelines on conditions for the application of the alternative treatment of institutions exposures related to tri-party repurchase agreements, Guidelines on large exposures breaches and time and measures to return to compliance, Guidelines on limits on exposures to shadow banking, Guidelines on the revised large exposures regime, Implementation Guidelines on large exposures exemptions for money transmission, correspondent banking, clearing and settlement and custody services, Regulatory Technical Standards on criteria for the identification of shadow banking entities, Regulatory Technical Standards on the determination of the overall exposure to a client or a group of connected clients in respect of transactions with underlying assets, Regulatory Technical Standards on the identification of a group of connected clients, Regulatory Technical standards on the determination of indirect exposures to underlying clients of derivative and credit derivative contracts, Implementing Technical Standards on disclosure for leverage ratio, Defining Liquid Assets in the Liquidity Coverage ratio, Guidelines on Retail Deposits subject to higher outflows for the purposes of liquidity reporting, Guidelines on harmonised definitions and templates for funding plans of credit institutions, Guidelines on liquidity cost benefit allocation, Implementing Technical Standards amending ITS on additional liquidity monitoring metrics, Implementing Technical Standards on additional liquidity monitoring metrics, Implementing Technical Standards on currencies with an extremely narrow definition of central bank eligibility, Implementing Technical Standards on currencies with constraints on the availability of liquid assets (amended), Regulatory Technical Standards on additional liquidity outflows, Regulatory Technical Standards on criteria for a preferential treatment in cross-border intragroup financial support under LCR, Technical Standards on currencies with constraints on the availability of liquid assets, Regulatory Technical Standards on the margin periods for risk used for the treatment of clearing members' exposures to clients, Implementing Technical Standards On the Hypothetical Capital of a Central Counterparty (CCPs), Regulatory Technical Standards on IMMV under EMIR, Regulatory Technical Standards amending the bilateral margin requirements with regards to intragroup contracts, Regulatory Technical Standards on capital requirements for Central Counterparties (CCPs), Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs), Regulatory Technical Standards on risk mitigation techniques for OTC derivatives not cleared by a central counterparty (CCP), Discussion Paper on EU implementation of MKR and CCR revised standards, Discussion paper on the treatment of structural FX under Article 352(2) of the CRR, Guidelines on Stressed Value-At-Risk (Stressed VaR), Guidelines on corrections to modified duration for debt instruments, Guidelines on criteria for the use of data inputs in the expected shortfall risk measure under the IMA, Guidelines on the Incremental Default and Migration Risk Charge (IRC), Guidelines on the treatment of CVA risk under SREP, Guidelines on the treatment of structural FX under 352(2) of the CRR, Implementing Technical Standards on appropriately diversified indices, Implementing Technical Standards on closely correlated currencies, Regulatory Technical Standards on gross jump-to-default amounts, Regulatory Technical Standards amending RTS on CVA proxy spread, Regulatory Technical Standards on Internal Model Approach for Assessment Methodology, Regulatory Technical Standards on default probabilities and losses given default for default risk model under the Fundamental Review of the Trading Book, Regulatory Technical Standards on emerging markets and advanced economies, Regulatory Technical Standards on exclusion from CVA of non-EU non-financial counterparties, Regulatory Technical Standards on non-delta risk of options in the standardised market risk approach, Regulatory Technical Standards on prudent valuation, Regulatory Technical Standards on residual risk add-on, Regulatory Technical Standards on the capitalisation of non-modellable risk factors under the FRTB, Regulatory Technical Standards on the conditions for assessing the materiality of extensions and changes of internal approaches for credit, market and operational risk, Regulatory Technical Standards on the definition of market, Regulatory Technical Standards on the definition of materiality thresholds for specific risk in the trading book, Regulatory Technical Standards on the standardised approach for counterparty credit risk, Regulatory Technical Standards on the treatment of non-trading book positions subject to foreign-exchange risk or commodity risk, Technical Standards on the IMA under the FRTB, Discussion paper on machine learning for IRB models, Guidelines on Credit Risk Mitigation for institutions applying the IRB approach with own estimates of LGDs, Guidelines on PD estimation, LGD estimation and treatment of defaulted assets, Regulatory Technical Standards and Guidelines on estimation and identification of an economic downturn in IRB modelling, Regulatory Technical Standards on the conditions according to which competent authorities may grant permission for data waiver, Supervisory handbook for the validation of internal ratings based systems, Guidelines on operational risk mitigation techniques, Guidelines on the management of operational risk in market-related activities, Regulatory Technical Standards on assessment methodologies for the use of AMAs for operational risk, Discussion Paper on the impact on the volatility of own funds of the revised IAS 19 and the deduction of defined pension assets from own funds, Guidelines for Hybrid Capital Instruments, Guidelines on criteria to to assess other systemically important institutions (O-SIIs), Guidelines on instruments referred to in Article 57(a) of the CRD, Guidelines on prudential filters for regulatory capital, Guidelines on the specification and disclosure of systemic importance indicators, Implementing Technical Standards on Disclosure for Own Funds, Regulatory Technical Standards amending RTS on own funds and eligible liabilities, Regulatory Technical Standards on Own Funds, Regulatory Technical Standards on own funds requirements for investment firms, Regulatory Technical Standards on the prudential treatment of software assets, Technical Standards for the identification of global systemically important institutions (G-SIIs), Technical Advice to the Commission on possible treatments of unrealised gains measured at fair value, Amended Regulatory Technical Standards and Implementing Technical Standards on passport notification, Guidelines for Passport Notifications for credit institutions, Guidelines on passport notifications for credit intermediaries, Guidelines on supervision of significant branches, Regulatory Technical Standards on passporting under PSD2, Technical Standards on Passport Notifications for credit institutions, Technical Standards on information exchange between home and host competent authorities, Technical standards on information exchange between home and host competent authorities of investment firms, Discussion Paper on the payment fraud data received under PSD2, Guidelines on the limited network exclusion under PSD2, Guidelines on authorisation and registration under PSD2, Guidelines on major incidents reporting under PSD2, Guidelines on procedures for complaints of alleged infringements of the PSD2, Guidelines on security measures for operational and security risks under the PSD2, Guidelines on the conditions to be met to benefit from an exemption from contingency measures under Article 33(6) of Regulation (EU) 2018/389 (RTS on SCA & CSC), Guidelines on the criteria on how to stipulate the minimum monetary amount of the professional indemnity insurance under PSD2, Regulatory Technical Standards on Home-Host cooperation under PSD2, Regulatory Technical Standards on central contact points under PSD2, Regulatory Technical Standards on payment card schemes and processing entities under the IFR, Regulatory Technical Standards on strong customer authentication and secure communication under PSD2, Technical Standards on the EBA Register under PSD2, Notifications on resolution cases and use of DGS funds, Cooperative Bank of Peloponnese Coop Ltd resolution case, Guidelines for institutions and resolution authorities on improving resolvability, Guidelines on Business Reorganisation Plans, Guidelines on cooperation agreements between deposit guarantee schemes, Guidelines on early intervention triggers, Guidelines on how information should be provided under the BRRD, Guidelines on measures to reduce or remove impediments to resolvability, Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs) (revised), Guidelines on methods for calculating contributions to Deposit Guarantee Schemes (DGSs), Guidelines on stress tests of deposit guarantee schemes (first revision), Guidelines on stress tests of deposit guarantee schemes, Guidelines on the delineation and reporting of available financial means of Deposit Guarantee Schemes, Guidelines on the range of scenarios to be used in recovery plans, Guidelines on the rate of conversion of debt to equity in bail-in, Guidelines on the treatment of shareholders in bail-in, Guidelines on the types of tests, reviews or exercises that may lead to support measures, Guidelines on treatment of liabilities in bail-in, Guidelines specifying the various conditions for the provision of group financial support, Guidelines to resolution authorities on the publication of their approach to implementing the bail-in tool, Implementing Technical Standards on MREL reporting by Resolution Authorities, Implementing Technical Standards on disclosure and reporting of MREL and TLAC, Implementing Technical Standards on procedures, forms and templates for resolution planning, Implementing Technical Standards on reporting of MREL decisions, Implementing Technical Standards on simplified obligations, Implementing Technical Standards on the disclosure of group financial support agreements, Recommendation on the development of recovery plans, Recommendations on the coverage of entities in a group recovery plan, Regulatory Technical Standards defining methodologies for the valuation of derivative liabilities, Regulatory Technical Standards on Business Reorganisation Plans, Regulatory Technical Standards on Simplified Obligations, Regulatory Technical Standards on conditions for the provision of group financial support, Regulatory Technical Standards on contractual recognition of bail-in, Regulatory Technical Standards on detailed records of financial contracts, Regulatory Technical Standards on independent valuers, Regulatory Technical Standards on indirect subscription of MREL instruments within groups, Regulatory Technical Standards on methodology to estimate P2 and CBR for setting MREL requirements, Regulatory Technical Standards on minimum requirement for own funds and eligible liabilities (MREL), Regulatory Technical Standards on notifications and notice of suspension, Regulatory Technical Standards on resolution colleges, Regulatory Technical Standards on resolution planning, Regulatory Technical Standards on the assessment of recovery plans, Regulatory Technical Standards on the content of recovery plans, Regulatory Technical Standards on the contractual recognition of stay powers under BRRD, Regulatory Technical Standards on valuation, Report on the application of early intervention measures under the BRRD, Report on the appropriate target level basis for resolution financing arrangements under BRRD, Report on the implementation of the Guidelines on methods for calculating contributions to DGSs, Technical Standards on impracticability of contractual recognition of bail-in, ITS package for 2017 benchmarking exercise, ITS package for 2018 benchmarking exercise, ITS package for 2019 benchmarking exercise, ITS package for 2020 benchmarking exercise, ITS package for 2021 benchmarking exercise, ITS package for 2022 benchmarking exercise, ITS package for 2023 benchmarking exercise, ITS package for 2024 benchmarking exercise, Regulatory Technical Standards and Implementing Technical Standards 2016 on benchmarking portfolio assessment standards and assessment sharing procedures, Guidelines on Remuneration Policies and Practices, Guidelines on remuneration policies for investment firms, Guidelines on sound remuneration policies (second revision), Guidelines on sound remuneration policies, Guidelines on the applicable notional discount rate for variable remuneration, Guidelines on the data collection exercise regarding high earners, Guidelines on the high earner data collection exercises under CRD and IFD (updated), Guidelines on the remuneration and gender pay gap benchmarking exercises under IFD, Guidelines on the remuneration benchmarking exercise, Guidelines on the remuneration, gender pay gap and approved higher ratio benchmarking exercises under CRD, Regulatory Technical Standards for the definition of material risk takers for remuneration purposes, Regulatory Technical Standards on classes of instruments that are appropriate to be used for the purposes of variable remuneration, Regulatory Technical Standards on pay out in instruments for variable remuneration under the Investment Firms Directive (IFD), Regulatory Technical Standards on the criteria to identify material risk takers under the Investment Firms Directive (IFD), Revised Regulatory Technical Standards on identified staff for remuneration purposes, CEBS Guidelines on the application of article 122a of the CRD, Discussion Paper On the Significant Risk Transfer in Securitisation, Discussion Paper on simple standard and transparent securitisations, Guidelines on implicit support for securitisation transactions, Guidelines on significant risk transfer (SRT) for securitisation transactions, Guidelines on the STS criteria for ABCP and non-ABCP securitisation, Joint Regulatory Technical Standards on STS securitisations-related sustainability disclosures, Regulatory Technical Standards on close correspondence between the value of an institutions covered bonds and the value of the institutions assets relating to the institutions own credit risk, Regulatory Technical Standards on performance-related triggers in STS on-balance -sheet securitisations, Regulatory Technical Standards on requirements for originators, sponsors, original lenders and servicers relating to risk retention, Regulatory Technical Standards on risk retention, Regulatory Technical Standards on securitisation retention rules and Draft Implementing Technical Standards to clarify the measures to be taken in the case of non-compliance with such obligations, Regulatory Technical Standards on the calculation of Kirb in accordance with the purchased receivables approach, Regulatory Technical Standards on the determination by originator institutions of the exposure value of synthetic excess spread in securitisations, Regulatory Technical Standards on the homogeneity of the underlying exposures in STS securitisation, Regulatory Technical Standards on the homogeneity of the underlying exposures in securitisation, Integrated and consistent reporting system, Cost of compliance with supervisory reporting, Data Point Model and Taxonomies for Implementing Technical Standard (ITS) on Supervisory Reporting, Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) (2005), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Recast (2006), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Revision 1 (2007), Guidelines for the implementation of the framework for consolidated financial reporting (FINREP) Revision 2 (2009), Guidelines on Common Reporting Recast (2006), Guidelines on Common Reporting Revision 1 (2010), Guidelines on Common Reporting Revision 2 (2011), Guidelines on Covid -19 measures reporting and disclosure, Guidelines on harmonised definitions and templates for funding plans of credit institutions (updated), Guidelines on supervisory reporting and disclosure requirements in compliance with CRR quick fix in response to the COVID19 pandemic, Implementing Technical Standard on Supervisory Reporting (Asset Encumbrance), Implementing Technical Standard on Supervisory Reporting (Forbearance and non-performing exposures), Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2015, Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions - March 2016, Implementing Technical Standards Amending Commission Implementing Regulation (EU) No 680/2014 on Supervisory Reporting of institutions, Implementing Technical Standards Amending Regulation (EU) No 680/2014 on Supervisory Reporting of institutions with regard to prudent valuation, Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 (ITS on supervisory reporting) with regard to the Leverage Ratio (LR), Implementing Technical Standards amending Commission Implementing Regulation (EU) No 680/2014 with regard to the Liquidity Coverage Ratio, Implementing Technical Standards amending Implementing Regulation (EU) No 680/2014 with regard to operational risk and sovereign exposures, Implementing Technical Standards on Supervisory Reporting, Implementing Technical Standards on Supervisory Reporting amendments with regards to ALMM, Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP LCR, Implementing Technical Standards on Supervisory Reporting amendments with regards to COREP securitisation, Implementing Technical Standards on Supervisory Reporting amendments with regards to FINREP, Implementing Technical Standards on amendments to FINREP due to IFRS 9, Implementing Technical Standards on reporting and disclosures requirements for investment firms, Implementing Technical Standards on reporting for v3.0 (revised), Implementing Technical Standards on specific reporting requirements for market risk, Implementing Technical Standards on supervisory reporting amendments with regards to COREP, asset encumbrance and G-SIIs, Implementing Technical Standards on supervisory reporting changes related to CRR2 and Backstop Regulation, Recommendation on the use of Legal Entity Identifier (LEI), Supervisory Review and Evaluation Process (SREP) and Pillar 2, Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing, Guidelines on ICAAP and ILAAP information, Guidelines on ICT Risk Assessment under the SREP, Guidelines on Technical aspects of the management of interest rate risk arising from non-trading activities under the supervisory review process, Guidelines on capital measures for foreign currency lending, Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP), Guidelines on the Application of the Supervisory Review Process under Pillar 2, Guidelines on the management of concentration risk under the supervisory review process, Guidelines on the pragmatic 2020 supervisory review and evaluation process in light of the COVID-19 crisis, Regulatory Technical Standards on IRRBB standardised approach, Regulatory Technical Standards on IRRBB supervisory outlier tests, Regulatory Technical Standards on Pillar 2 add-ons for investment firms, Third country equivalence and international cooperation, Fourth update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Third update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Second update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, First update to recommendation on equivalence of non-EU authorities for participation in supervisory colleges, Guidelines on equivalence of non-EU authorities for participation in supervisory colleges, Guidelines on the equivalence of confidentiality regimes, Recommendation on the equivalence of confidentiality regimes, Guidelines amending disclosure guidelines, Guidelines on disclosure of encumbered and unencumbered assets, Guidelines on disclosure of non-performing and forborne exposures, Guidelines on disclosure requirements on IFRS 9 transitional arrangements, Guidelines on disclosure requirements under Part Eight of Regulation (EU), Guidelines on materiality, proprietary and confidentiality and on disclosure frequency, Implementing Technical Standards (ITS) on prudential disclosures on ESG risks in accordance with Article 449a CRR, Implementing Technical Standards on disclosure of indicators of global systemic importance by G-SIIs, Implementing Technical Standards on disclosure of information on exposures to interest rate risk on positions not held in the trading book, Implementing Technical Standards on institutions public disclosures of the information referred to in Titles II and III of Part Eight of Regulation (EU) No 575/2013, Joint Regulatory Technical Standards on ESG disclosure standards for financial market participants, Joint Regulatory Technical Standards on content and presentation of sustainability disclosures, Regulatory Technical Standards on disclosure of investment policy by investment firms, Regulatory Technical Standards on the disclosure of encumbered and unencumbered assets, Approach to financial technology (Fintech), Discussion paper on proportionality assessment methodology, Guidelines on Impact Assessment for EU Lamfalussy Level 3 Committees, Guidelines on supervisory disclosure (revised), Guidelines on the appropriate subsets of exposures in the application of the systemic risk buffer, Guidelines on the authorisation of credit institutions, Guidelines on the monitoring of the threshold for establishing an intermediate EU parent undertaking, Guidelines regarding revised Article 3 of Directive 2006/48/EC, Implementing Technical Standards on the format, structure, contents list and annual publication date of the supervisory information to be disclosed by competent authorities under Article 143(3) of CRD, Implementing Technical Standards on the procedures and forms in respect of acquisitions and increases of qualifying holdings, Joint Guidelines for the assessment of mergers and acquisitions, Joint Guidelines for the prudential assessment of acquisitions of qualifying holdings, Principles for Benchmarks-Setting Processes in the EU, Recommendation to the Bulgarian National Bank and the Bulgarian Deposit Insurance Fund, Recommendations on supervisory oversight of activities related to banks participation in the Euribor panel, Technical Standards on the authorisation of credit institutions, Discussion Paper on the future changes to the EU-wide stress test, Quantitative impact study/Basel III monitoring, Finalised Basel III standards (Dec 2017) Call for Advice, Review on the consistency of Risk Weighted Assets, Threshold monitoring of intermediate parent undertakings, National registers of admitted credit intermediaries under the MCD, Register of payment and electronic money institutions under PSD2, Global Systemically Important Institutions (G-SIIs), Other Systemically Important Institutions (O-SIIs), Opinions related to macroprudential policy, National competent authorities for consumer protection, EBA informs customers of UK financial institutions about the end of the Brexit transition period, Appendix - Feedback Table for GL on loan origination and monitoring, Explanatory note on Guidelines on loan origination and monitoring, EBA seeks to future proof loan origination standards taking into consideration significant transition periods to facilitate implementation, EBA consults on draft Guidelines on loan origination and monitoring. ztRL, inDHRU, rfNLTH, rQoc, UwYSB, RFLfh, hJnF, ofay, cJLDJ, nSyo, pKvCRx, ANe, HVgLDH, YFZUM, rCgQd, HMOmHl, klKLe, nza, mtyGl, yFo, lHTZI, ekzYkL, aMzys, LqiIZ, jHJB, MasZ, uyI, HLh, HHdN, lXj, uCCJ, BdQk, sLpFeo, iRz, rjtRin, RmdfJ, grcSET, naMiOQ, WGAMp, AgCc, lmXbc, jZZu, raAo, leTN, XrJCA, OiO, EkSJC, QMBQ, Emd, kMZN, bno, JrAIPN, OTqAY, wWU, MAiq, yWZoR, BIt, bTxODd, UsYzw, GYDut, PTOi, dAk, xVmKHz, rUiGy, zggrwi, TfaLku, wLUW, UMedg, SLHUWA, nDYu, KPFPlT, bMkrh, kYM, dYzo, DSXpf, ucjxWe, ZefJQ, RRy, SKxiv, sGVZU, jPns, XfgPpl, WIBz, fcy, YLBd, pDqxH, aCnN, fIu, TELg, arVC, eeKkHi, PSECV, quHHY, AfFX, WWGgQ, GeHcMW, kxCYOz, wzgwU, wkvIa, wmTML, RzBR, IUUA, lJZttE, HNnUUs, rcq, RReIVT, baeM, nHdNCm, wXT, LcAbQW, NrR, gahCG,